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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Derek and his team made financing very easy, they were able to get me prequalified and qualified very fast and easy. Once we found our house to buy we were qualified and done in days not weeks. Anytime I had questions they were there for me and returning my phone calls in minutes. ... READ MORE Shawna williams Seller/buyer
Derek did an AMAZING job for my client. He regularly kept him updated, answered all his questions, and helped us to have a smooth transaction from start to finish. I would highly recommend him to anyone looking to buy or refinance. You're in great hands when you're with him. Wes Blackwell Wes Blackwell Realtor - Hague Partners
Derek and his team were TERRIFIC to work with on this loan! Everything went smoothly and happened right on time. It's a real blessing to work with lenders who are this efficient and pleasant to work with. I can recommend them highly and look forward to working with them again soon! Virginia Baird Virginia Baird Associate Broker
Derek provided the upmost professional service and we are extremely pleased with the process of purchasing our home through AmeriFirst. I would recommend them highly. Cindy Heintz
Derek and his team did a good job of keeping us informed of the buyer's loan status and brought everything to a smooth, on time closing. Their communication with us on the seller's side was excellent throughout. Thank you. Barbara Litrell Realtor
Derek was great! Working with Bryan, they were able to get me prequalified so I knew exactly my target price range. But when I found the house I wanted, that's when they kicked into high gear. Once the offer was made and accepted, they took care of all the minutiae of the ... READ MORE Brian Fukuba CEO Palo Alto PC
Derek and his team pulled a rabbit out the hat for us. We had a buyer who needed a jumbo loan, and he needed it fast because he wanted to close on his home in three weeks. Somehow, Derek was able to work through all of the paperwork and requirements to make it happen. My clients ... READ MORE Roxy Westphal Roxy Westphal Realtor - Hague Partners
Derek Rohrbeck is a true professional and at the top of his profession! I do a very large volume of real estate transactions and I recently had a buyer (a very qualified buyer who I have done other transactions with) insist on using B of A directly for his home purchase because the low ... READ MORE Sean O'Carroll Real Estate Broker
Derek has been excellent to work with and makes my job just that much easier. He is well prepared, knowledgeable, and available when I have questions. I like to know that I will get a straight answer promptly. I will recommend Derek to future clients because I know he can get it done. Chris Allen Real Estate Agent
Being in the Real Estate industry for many years, I have had a chance to work with multiple lenders. I can honestly say that Derek has exceeded my expectations, so much so that he is now my & my Brokerages primary lender. Time and time again he has proven himself to be a leader in ... READ MORE Catherine Gibson Catherine Gibson Operations Manager Hague Partners

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